HappyLoan - Get a Great Home Loan Today! Call 1-800-Happy Loan!
Privacy Policy
www.HappyLoan.com, an affiliate of Corporate
Image Marketing, Inc., takes the position that your privacy is a critical
part of our customer relations. To assist you in locating a lender, your
loan application will access our nationwide network of participating lenders
and mortgage brokers. To prevent misuse, we assure you that the infomation
on your loan application submitted in writing, online, or by phone, will be
held in the strictest confidence. HappyLoan.com will not knowingly accept
any loan applications from any parties under 18 years of age.
We will never share, sell, or rent individual information with anyone without
your advance permission. Information you provide online is maintained in a
secure environment and is in compliance with all state and federal regulations.
By accepting the terms of this privacy policy, you agree to the following:
You will be given the option to provide personal information on your loan
application. This may include your name, date of birth, address, employment
information, income, and other information you provide. This information will
be forwarded to the most appropriate lender for your personal needs.
Corporate Image Marketing, Inc. has your permission to transfer the
collected information exclusively to participating lenders and mortgage
brokers within our network. This information will not be shared with any
other 3rd party service provider other than the 3rd party that we have matched
you with. These lenders and mortgage brokers within our network are prohibited
from using your personally identifiable information for any other purpose.
This information will be used strictly for the purpose of securing a mortgage
loan for equity, purchase, or refinance of a property.
We reserve the right to disclose your personally identifiable information
as required by law and when we believe that disclosure is necessary to
protect our rights and/or comply with a judicial proceeding, court order,
or legal process served on our Web site.
We follow generally accepted industry standards to protect the personal
information submitted to us, both during transmission and once we receive
it. No method of transmission over the Internet, or method of electronic
storage, is 100% secure, however. Therefore, while we strive to use
commercially acceptable means to protect your personal information, we
cannot guarantee its absolute security.
If you have any questions about security on our Web site, you can reach
us through the 'contact us' link below.
The security of your personal information is important to us. When you
enter sensitive information (such as your name, address, telephone number,
and property information) on our loan application forms, we encrypt
that information using secure socket layer technology (SSL).
In response to your application, we will not be sending you a confirmation
email notification or any other email solicitation at this time.
If your personally identifiable information changes, or if you no longer
desire our service, you may reach us through the 'contact us' link below.
Or, after your assigned lender has contacted you, you can make changes
directly with the lender.
"Cookies" are small computer files stored by your web browser on behalf
of a website and returned to the website on request. If you prefer not
to receive cookies, you may set your browser to ask you before accepting
a new cookie, or you may turn them off in your browser. Some pages may not
function properly if the cookies are turned off. Cookies will not be tied
to any personally identifiable information.
This site may use cookies for two purposes: to carry data about your
current session at the site from one web page to the next, and to identify
you to the site between visits. We will not store data in cookies, other
than for the above two purposes. Cookies remain on your computer, and
accordingly we neither store cookies on our computer nor forward them to
any external parties. We do not use cookies to track your movement among
different websites, nor do we exchange cookies with other entities. These
cookies are not being tied to any personal identity information.
We reserve the right to modify this privacy statement at any time, so please
review it frequently. If we make material changes to this policy, we will
notify you by email or by means of a notice on our home page.
Any information collected on our contact us page is owned and controlled by
Mortgage Management Associates, who owns and controls all of our affiliated
sites. The information collected will be used by Corporate Image Marketing,
Inc. to respond to your inquiries.
Corporate Image Marketing, Inc.
416 Aviation Blvd., Suite A
Santa Rosa, CA 95403
If you have questions, comments, or concerns about our privacy policy,
please notify us through our
Contact Us form.
Effective Date: January, 2010